60/100
Good
Safety first, then debt
Build a 90-day cushion before accelerating debt payoff.
Focus area:runway
vs Last Month
+1
Score
+$94.75
Cash Flow
—
Savings Rate
—
DTI
Priorities
Recommended actions to improve your score
| Action | Impact | Effort | |
|---|---|---|---|
Reduce rent_and_utilities spending | +$225/mo (3% better) | Medium | See spending pattern |
Build emergency fund | Save $1066/mo (Runway: 0 → 90+ days) | Medium | See savings progress |
Pay down high-interest debt | Target $240 (1% better) | Hard | View debt accounts |
Financial Position
Your savings, runway, and 30-day outlook
0.0
Emergency Fund
months of runway
Aim for 3+ months
0%
Savings Rate
of monthly income
Try to save 10%+
30-Day Outlook
-$8.5K
projected change
Spending exceeds income
Debt Overview
Your debt load relative to income
Debt-to-Income Ratio
3%
of annual income
Healthy ratio (under 36%)
Spending VelocityBelow average
Current month vs 3-month average
Budget vs Actual
Category budget compliance
No budgets set
Set budgets to track spending
Spending Patterns
Transaction amounts over time
Category Trends
3-month spending patterns by category
Food And Drink
$1,005.91
Transportation
$221.43
General Merchandise
$1,103.21
Entertainment
$25.98
Rent And Utilities
$89.99
Personal Care
$24.99